Should you outsource your lunch?

You won’t often hear a financial coach advising you to spend more money. There are some instances, though, where splashing the cash is the answer. For me, it’s for anything that saves time.

Of course, it’s important to keep a careful eye on money, but our time is even more valuable. Although it might not feel like it, money is a renewable resource – if we lose some, we can usually find a way of getting it back again. Time, conversely, is absolutely finite.

Consult any guide on saving money and it’ll undoubtedly recommend taking a packed lunch to work. I’ve tried this myself, with the following results:

  • I spent extra time buying groceries for the office – and I really hate shopping
  • Being greedy, I found it very hard to generate leftovers from dinner. I also didn’t want to lug a sweaty lasagne to client meetings or workshops
  • If I did organise myself to bring a cheese sandwich, I’d eat it by 11am. Then I’d buy a second lunch later in the afternoon.

A significant chunk of my headspace was occupied with lunchtime logistics. I’ve now accepted the need to outsource my lunch. This saves me valuable time, I enjoy a wider range of food, and it makes me get off my bottom and go outside.

Admittedly, I’m in a fortunate position of having the money to spend on lunch. Even if you’re on a tighter budget, buying your lunch once a week might free up a block of time and provide a well-deserved treat.

Maybe lunch isn’t a problem. Are there other areas where you could invest some money and receive a time dividend? Getting a cab? Having groceries delivered? Hiring a freelancer?

If you want more money, first you need to carefully consider how you spend your time.

Catherine Pope

I'm a financial coach who loves Victorian novels, technology, and big books about pensions.

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