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      <title>You Need an Ashtray</title>
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      <pubDate>Fri, 07 Mar 2025 11:46:27 +0100</pubDate>
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      <description>A personal reflection on why traditional budgeting often fails when life becomes unpredictable. Explore Dana Miranda&amp;#39;s argument that budget culture can be toxic and discover a more flexible approach to managing unexpected expenses.</description>
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      <title>How I Spent £120 on Two CDs</title>
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      <pubDate>Thu, 06 Mar 2025 11:42:11 +0100</pubDate>
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      <description>A reflection on the economics of music streaming versus buying CDs. Discover why paying £120 to rent two albums you already own doesn&amp;#39;t make sense and explore more ethical ways to support artists while building a permanent music collection.</description>
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      <title>Liberated but Not Empowered</title>
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      <pubDate>Wed, 05 Mar 2025 11:35:05 +0100</pubDate>
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      <description>Explore how the Support-Challenge Matrix reveals what&amp;#39;s wrong with personal finance. Discover why pension freedoms and online banking create high challenge, low support situations that leave us liberated but not empowered with financial decisions.</description>
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      <title>What My Cat Taught Me About Money</title>
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      <pubDate>Tue, 04 Mar 2025 11:31:46 +0100</pubDate>
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      <description>A personal reflection on how grief and life events impact financial decision-making. Explore why traditional financial advice fails during emotional upheaval and how tiny experiments might offer a better approach than big financial commitments.</description>
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      <title>The Confidence Game</title>
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      <pubDate>Mon, 03 Mar 2025 11:22:27 +0100</pubDate>
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      <description>Explore the challenge of making long-term financial decisions in uncertain times. Discover why traditional retirement planning may not be enough and consider alternative approaches like cooperative living and non-financial investments for later life security.</description>
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      <title>Keeping Up with the Victorians</title>
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      <pubDate>Sun, 29 Sep 2024 11:28:51 +0100</pubDate>
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      <description>Explore lessons about wealth and status from 18 Stafford Terrace, Victorian cartoonist Edward Linley Sambourne&amp;#39;s preserved townhouse. Discover how property speculation has transformed London housing and why keeping up with the Victorians is now impossible for most.</description>
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      <title>Open Up: The Power of Talking About Money by Alex Holder</title>
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      <pubDate>Wed, 20 Mar 2019 10:19:28 +0100</pubDate>
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      <description>A review of Alex Holder&amp;#39;s &amp;#39;Open Up,&amp;#39; exploring why we keep our finances secret and how honest money conversations can transform our relationship with spending, debt, and financial wellbeing. Discover practical advice for breaking money taboos.</description>
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